Secure Payment Methods

When shopping with Vivolicious, you have the option to pay for your transaction by manual EFT or instant EFT.

We provide 100% secure shopping certified by Thawte® through OZOW real-time instant EFT payments.

OZOW was previously named i-Pay. 

Instant EFT is a seamless, hassle-free and instant method of paying for your transaction, making online-shopping quick and easy. 

It allows you to pay for the transaction from any of your bank accounts e.g. savings account, credit card account, cheque account, etc.

The payment is made immediately (no need to email a proof of payment), allowing us to process your order faster.

Is OZOW (i-Pay) secure and safe?

OZOW guarantees the highest levels of security when paying online.

OZOW has a Thawte and EV SSL encryption certificates which gives their payment processing service an extremely high level of security.

OZOW works on the same platforms as the banks, and work with the banks to act as a proxy between the buyer and the banks to facilitate a faster, 

What is OZOW?

OZOW (previously named i-Pay) is an automated electronic funds transfer (EFT) payment processor that allows for electronic funds to be transferred inter-bank directly into a seller’s bank account, in real-time. 

It takes the hassle out of manual EFT payments.  

Which other online shops offer instant EFT payments through OZOW? (i-Pay)


What is the cost to use OZOW (i-Pay)?

Shoppers do not pay fees to use our online payment processing service. However, please note that your bank may still charge you standard EFT fees.

Who can use OZOW (i-Pay)?

Consumers with Internet banking facilities at the major South African banks can use i-Pay, notably:

  •  ABSA
  •  FNB
  •  Standard Bank
  •  Nedbank
  •  Capitec

Please note that you need to have sufficient funds in your bank account in order to complete any transactions online. Moreover, you must have the once-off payment facility activated.

Where can I read more about OZOW (i-Pay)?